Storm Damage to Repair?
Tell us what the storm hit and whether the building is still weathertight, and we will put you in touch with storm damage repairers in your area.
Typical Storm Damage Repair Costs
Costs vary by what the storm damaged, whether the roof is tile or sheet metal, how much water entered the building, roof pitch and access, and whether asbestos is present.
Storm Damage Repair Service Cost WA 2026 - Complete Pricing Guide
Storm damage repair in Western Australia splits into two jobs with two different clocks. The first is making the building safe and weathertight, meaning tarping, propping, isolating power and clearing what is about to fall, and it runs $350 to $1,200 and happens within hours. The second is the actual repair, which waits on an assessment, often an insurer, and sometimes a trade queue weeks long after a widespread event. Typical rates across the state in 2026 are $12 to $35 a tile, $95 to $190 a metre to reseat and repoint a ridge, $180 to $420 for a storm damaged Colorbond sheet, and $55 to $120 a metre for gutters and downpipes. A water damaged ceiling in one room is $900 to $3,500 and a tree lifted off a structure $1,200 to $6,500. What makes this a Western Australian problem rather than a generic one is the mix of hazards: winter cold fronts off the Indian Ocean through the south west, genuine cyclones in the Pilbara and Kimberley, and summer thunderstorm downbursts across the Perth metro. Perth also disposes of stormwater on site through soakwells and not into street drains, so a storm that overwhelms a soakwell puts water where a soakwell failure puts it, which is usually against the footings. The other thing worth knowing before you ring anybody is that make safe and repair are separate invoices and separate claim items, and you should not wait for an insurer to authorise stopping water from entering the building.
At a Glance - Storm Damage Repair Costs WA 2026
| Repair | Cost | Urgency | Insurance Claim | Trade |
|---|---|---|---|---|
| Emergency tarp and make safe | $350-$1,200 | Same day | Usually covered | Roofer or restorer |
| Broken roof tiles, per tile | $12-$35 | Days | Often under excess | Roof tiler |
| Ridge reseat and repoint, per metre | $95-$190 | Days | Sometimes | Roof tiler |
| Colorbond sheet replacement | $180-$420 each | Days | Usually covered | Metal roofer |
| Gutter and downpipe, per metre | $55-$120 | Weeks | Often covered | Roof plumber |
| Water damaged ceiling, per room | $900-$3,500 | Weeks | Usually covered | Plasterer and painter |
| Fallen tree off a structure | $1,200-$6,500 | Same day | Usually covered | Arborist and builder |
| Soakwell or stormwater failure | $800-$4,500 | Days | Varies by policy | Drainage contractor |
Cost Depth: Make Safe First, Repair Second
The sequence matters more on storm damage than on any other repair, because the second night of rain through an open roof causes more damage than the storm did. Make safe is deliberately crude: a tarp strapped and weighted over the breach, props under a sagging ceiling, power isolated where water has reached wiring, and anything loose brought down before the wind returns. It is not a repair and should not be priced as one. The repair itself is where the money sits and where the waiting happens. After a widespread event every roofer in the affected suburbs is booked, materials run short, and insurers are assessing thousands of claims at once. That is why a make safe invoice and a repair invoice are separate documents, and why a contractor who insists on quoting the full repair before the building is weathertight has the order wrong.
Costs reflect what the storm damaged, roof type and pitch, how much water entered the building, access and height, whether asbestos is present, whether the work runs through an insurance claim, trade availability after a widespread event, and location within Western Australia.
Storm Damage Repair Costs in Western Australia for 2026
Storm damage is the one repair category where the first phone call and the final invoice are for different pieces of work. Making the building safe comes first and costs $350 to $1,200. That buys a tarp strapped over the breach, props where a ceiling is bowing, power isolated if water has reached a light fitting or a switchboard, and loose tiles or flashing brought down before the next front arrives. It stops the damage growing and it is not a repair.
The repair itself follows once the building is weathertight. Roof tiles run $12 to $35 each, a ridge line reseated and repointed $95 to $190 a metre, a replacement Colorbond sheet $180 to $420, and guttering $55 to $120 a metre. Inside the building, a water damaged ceiling in one room is $900 to $3,500 by the time the plasterboard, the cornice, the insulation and the paint are done. Lifting a tree off a structure sits at $1,200 to $6,500 because it needs an arborist and a builder on site together.
Western Australia gets three distinct kinds of damaging weather and they wreck buildings differently. Winter cold fronts sweep the south west with sustained wind and driving rain. Summer thunderstorms over the Perth metro produce short violent downbursts and hail. The north west gets genuine tropical cyclones, which is why building requirements up there are not the same as in Perth. Emergency response and preparation advice for all three sits with the Department of Fire and Emergency Services.
There is also a drainage quirk that catches people moving from the eastern states. Most Perth properties dispose of roof stormwater into soakwells on their own land instead of piping it to a street drain, so when a soakwell is undersized, silted up or collapsed, the overflow has nowhere to go and it goes against the footings. Building standards are published through Standards Australia. For the roof itself there is roof repairs, and roofing services covers the trade.
Emergency Make Safe and What It Covers
Make safe counts as a defined piece of work with its own price, its own invoice and its own place in an insurance claim. Everything in a make safe is temporary by design. A heavy duty tarp over the breach, strapped and weighted, never nailed through sound roofing, props under a ceiling holding water, electrical isolation where water has reached wiring, removal of anything about to fall, and sometimes a temporary board up where glass has gone. The aim is a building that survives the next twenty four hours without getting worse. Expect $350 to $1,200 for a residential make safe, with the top of that range covering a two storey roof, a large breach or an after hours callout in the middle of an event. Most insurers accept make safe as a reasonable mitigation cost and many policies specifically require you to prevent further damage, so this is the one storm invoice you should not delay over.
A detail worth knowing is that a tarp is not waterproof forever. In the sun a cheap tarp degrades in weeks and a good one lasts a few months, and the straps work loose in wind. If the repair is going to wait on an insurer or a trade queue, ask the contractor how long the make safe is expected to hold and whether they will come back and re-tension it. Do not get on the roof yourself to do this. Wet tiles are slippery, storm damaged roofing has hidden broken battens that will not carry weight, and falls from residential roofs are a routine cause of serious injury in this state. Work health and safety obligations for contractors working at height sit under WA legislation published at Western Australian Legislation.
What to Do in the First Two Hours
Get everybody out from under any sagging or dripping ceiling, because a plasterboard ceiling holding water can come down as one sheet without warning. Turn off power at the switchboard to any area where water has reached lights, fans or power points. Photograph everything before anything is moved or covered, from several angles and including wide shots that show the whole room or elevation. Then call a make safe contractor and tell them plainly what is open to the sky and whether water is still coming in. Keep the make safe invoice separate from any repair invoice. If the event was widespread, ring early, because the queue forms in hours and the contractors who answer at midnight on the night of a front are usually booked out by the following afternoon.
People out from under wet ceilings, power off to affected areas, photograph before moving anything, then call.
The Storms Western Australia Actually Gets
Three different weather systems damage buildings in this state and a contractor who works through all of them sees three different damage patterns. Winter cold fronts dominate the south west of the state. From roughly May through September, fronts arrive off the Indian Ocean with sustained strong wind and heavy rain lasting hours. The damage they cause is cumulative, not explosive: ridge capping lifted, tiles walked out of position, gutters overwhelmed and overflowing back under the fascia, and water driven horizontally into wall cavities and under door thresholds. Properties on exposed coastal and hill blocks take the worst of it.
Summer thunderstorms belong to the metropolitan suburbs and they are violent and local. A downburst can put out a hundred kilometre an hour gust over a few streets while the next suburb stays dry, so one street loses carports and patios and the adjoining one notices nothing. Hail comes with these and does its damage to skylights, solar panels, roof vents and the softer metal of gutters and flashings.
The north west gets tropical cyclones, which are a different category of event with different building rules behind them. Damage there is structural, not cosmetic, involving roof sheets peeled off, tie down connections failed and whole patio structures lost. Anything in the Pilbara or Kimberley should be assessed by somebody who works in cyclone rated construction. For an individual property the useful question is not which category hit you but which direction the weather came from. Damage concentrates on the windward elevation and on whatever was already marginal, so the southwest facing roof plane, the oldest section of guttering and the patio with the lightest fixings are where a repairer will look first.
| Event | Where and When | Typical Damage | First Trade |
|---|---|---|---|
| Winter cold front | South West, May to September | Ridge capping, tiles, gutter overflow | Roof tiler |
| Thunderstorm downburst | Perth metro, summer | Patios, carports, fences, tree strikes | Builder |
| Hail | Metro and Wheatbelt, summer | Skylights, solar, vents, flashings | Roof plumber |
| Tropical cyclone | Pilbara and Kimberley, wet season | Roof sheets, tie downs, structures | Cyclone rated builder |
| Driving rain, no wind damage | Statewide | Wall cavity and threshold water entry | Waterproofer |
| Flash flooding | Statewide, localised | Soakwell overflow, subfloor, footings | Drainage contractor |
| Lightning strike | Statewide | Electrical, solar inverter, appliances | Licensed electrician |
Tile Roof Storm Damage
Concrete and terracotta tile roofs are common across the older Perth suburbs and they fail in a predictable order after a front. Monier and Bristile account for much of the tile stock across the metropolitan area, which matters when a profile has to be matched. The ridge capping almost always goes before anything else. Ridge tiles are bedded and pointed with mortar, and that mortar is what wind gets under. Once a section lifts, the next gust takes more of it, and the repair is to rake out the old pointing, rebed where the bedding has failed and repoint with a flexible compound. Expect $95 to $190 a metre, and expect a contractor to recommend doing the whole ridge line and not just the two metres that actually lifted, which is usually sound advice because the rest is the same age.
Individual broken tiles are $12 to $35 each fitted, and the real variable is whether matching tiles can be found. A 1970s terracotta profile may be out of production, which means either sourcing second hand tiles or accepting a visible patch. Keeping a dozen spare tiles in the shed costs nothing and solves this, and almost nobody with a tile roof does it, Tile matching is the whole problem otherwise.
Tile slip escapes most homeowners entirely, which is the problem. Wind lifts tiles and they settle back out of position without breaking, leaving the overlap short and a path for water that only shows up as a ceiling stain weeks later. A roofer walking the roof after a storm is looking for this as much as for obvious breakage, and that is why a post storm inspection is worth paying for even when nothing looks wrong from the ground. Broken tiles also mean broken battens and sarking underneath in many cases, and a tile replaced over a cracked batten will move again in the next wind. Ask whether the battens were checked where tiles were replaced. Where storm damage has exposed how tired a roof already was, the full recoat and repoint sits under roof restoration.
| Item | Cost | What Fails | Note |
|---|---|---|---|
| Single broken tile replaced | $12-$35 each | Impact or foot traffic | Matching profile is the issue |
| Tile slip reseated | $8-$20 each | Wind lift, no breakage | Easily missed from the ground |
| Ridge rebed and repoint, per metre | $95-$190 | Mortar under wind | Do the whole run, not a patch |
| Valley iron replacement, per metre | $120-$260 | Rust plus debris | Common on older Perth roofs |
| Broken batten replacement | $60-$140 each | Impact through tile | Check where tiles broke |
| Sarking repair, per square metre | $40-$95 | Tears from impact | Secondary water barrier |
| Post storm roof inspection | $180-$450 | Not applicable | Finds slip and hidden damage |
Colorbond and Sheet Metal Damage
Sheet metal roofs dominate newer Western Australian housing and they fail at the fixings and seldom in the middle of a sheet. Colorbond and Zincalume steel from BlueScope, rolled into profiles by Lysaght and others, is what almost all of it is made from. Wind does not usually tear a Colorbond sheet. It works at the screws, and once a run of screws has loosened or the rubber washers have perished from years of ultraviolet exposure, the sheet starts to lift and flex at the edge. The repair may be as simple as refixing with oversized screws and new washers, far cheaper than replacement and is what a competent roof plumber will try first.
Where a sheet has to be replaced, budget $180 to $420 depending on length and profile, plus the labour to remove and refit the sheets that overlap it. Sheets interlock, so replacing one in the middle of a run means lifting several, and that is why a single damaged sheet in an awkward position costs more than its material price suggests. Flashings and cappings make up the other common casualty. Ridge capping, barge capping and the flashing where the roof meets a wall are all thin folded metal held by screws and sealant, and wind gets under the leading edge. Replacing capping or flashing runs $55 to $130 a metre. A storm that lifted a capping has usually also opened the sealant line behind it, so refixing without resealing buys a leak.
Colour matching causes the practical annoyance on a metal roof. Colorbond colours have been added and retired over the decades and a sheet from 2004 will not exactly match new stock even in a colour of the same name, because the existing roof has faded. On a visible roof plane a repairer may suggest replacing a whole plane rather than patching, and on a rear roof nobody sees, patching is fine. The trade that does this work is roof and gutter plumbing.
| Item | Cost | What Fails | Try First |
|---|---|---|---|
| Refix sheets, oversized screws and washers | $18-$45 per m2 | Screws loosen, washers perish | Yes, before replacement |
| Single sheet replacement | $180-$420 each | Impact or tear | Overlapping sheets must lift too |
| Ridge capping, per metre | $55-$130 | Wind under the leading edge | Reseal behind it as well |
| Barge capping, per metre | $60-$140 | Wind at the gable edge | Check the fixings along the run |
| Wall flashing, per metre | $70-$160 | Sealant line opens | Usually with the capping |
| Whole roof plane replacement | $95-$180 per m2 | Widespread fixing failure | Where colour match matters |
| Skylight or roof vent | $320-$1,100 each | Hail and impact | Check the flashing around it |
Gutters, Downpipes and Overflow Damage
Guttering causes more storm water damage inside Western Australian houses than holes in the roof do, and it is usually not the storm that broke it. A gutter full of leaves and grit cannot carry a heavy winter downpour. The water backs up, overtops the back edge of the gutter and runs down behind the fascia into the eaves, the wall cavity and the ceiling. From inside, that looks exactly like a roof leak, and a homeowner can spend money on roof repairs while the real cause is a blocked gutter and a downpipe full of jacaranda litter. Replacement runs $55 to $120 a metre for gutter and $90 to $220 for a downpipe, with the range driven by single storey against two storey and whether the fascia underneath has rotted and needs replacing too. Storm damaged gutter is often simply bent or pulled off its brackets rather than holed, and rebracketing is cheaper than replacement.
There is a sizing issue specific to heavy rain events. Gutters and downpipes are sized for a design rainfall intensity, and a system that has coped for twenty years can be overwhelmed by a more intense storm, particularly where a large roof area drains to too few downpipes. If a gutter overflows every heavy winter, the answer may be an extra downpipe or a larger profile, not another clean. Gutter guard is sold hard after every storm season and it genuinely helps on a property under eucalypts, with the caveat that cheap guard clogs on the surface and then sheds water over the front edge, a different problem and not a solved one. The two routes are priced at gutter replacement and gutter cleaning.
Roof Leak or Gutter Overflow
Two signs point to gutter overflow. The staining appears at the edge of the ceiling near the external wall, not out in the middle of the room, and it only happens in genuinely heavy rain, never in any rain at all. A roof leak tends to show further in from the wall and will weep in moderate rain as well as heavy. The cheap test is to watch during the next downpour. Stand outside under the eave and look at whether water is coming over the back of the gutter or out of the joins, and check whether the downpipe is running full or trickling while the gutter brims. A downpipe that stays dry while the gutter overflows is blocked, and that is a $200 clean, not a roof repair.
Staining at the wall edge in heavy rain only points to gutter overflow. Watch the downpipe closely during the next downpour.
Soakwells and Why Perth Floods Differently
Owners who have had houses in other states are usually surprised by this part of Western Australian storm damage. Across most of the Perth metropolitan area and much of the sandy coastal plain, roof stormwater is disposed of on the property into soakwells and not piped to a street drain. A soakwell is a perforated concrete or polypropylene chamber buried in the sand that lets collected water soak away into the ground. It works well in sand and explains why Perth streets have far less kerbside drainage than eastern capitals.
When it fails, the water has nowhere to go but up and out. Failure comes in three forms: the soakwell has silted up with sand and leaf litter over the years and no longer drains, the lid or walls have collapsed, or the capacity was never adequate for the roof area draining into it. In every case the overflow surfaces at the soakwell and runs across the ground, and because soakwells sit close to the house, that frequently means water against the footings or into a garage. Clearing and reinstating a silted soakwell runs $400 to $1,200, and installing additional capacity is $800 to $4,500 depending on how many units and how much excavation and reinstatement is needed. On a property that floods in the same spot every winter, this is the repair that solves it, as opposed to pumping out and replacing carpet each year.
Two things make this worth checking proactively rather than after the damage. Gardens frequently grow over soakwell locations once a garden has grown over them, so knowing where yours are before a storm is useful. And a house extension or a new patio roof adds roof area draining into a soakwell system sized for the original house, a common reason a long standing system suddenly starts overflowing. The work itself is priced under stormwater drainage.
The Perth Stormwater Question
If water surfaces in the same place in your garden or against the house every heavy winter, you probably have a soakwell problem and not a roof problem. Find out where the soakwells are, how many there are, and whether anything has been added to the roof area since they were installed. A patio roof, a carport or an extension all send more water into the same chambers. The three failures and their fixes: silted up, which is a clean and reinstate at $400 to $1,200; collapsed, which is a replacement; and undersized, which needs additional capacity at $800 to $4,500. Pumping out the garage each winter costs more over five years than fixing the cause once, and water repeatedly against footings on sand is not a cosmetic problem.
Water surfacing in the same spot each winter is usually a soakwell, not the roof. Check what roof area now drains to it.
Water Damage Inside the Building
Once water is inside, the clock matters more than the budget, because what starts as a stain becomes a mould problem in days. A water damaged plasterboard ceiling in one room runs $900 to $3,500 by the time the sheeting is cut out and replaced, the cornice is redone, the insulation above it is removed and replaced because wet batts are worthless, and the room is repainted wall to wall instead of patch painted. Patch painting a water stain almost never matches, so the figure covers the whole room.
Drying the structure out comes before any of that. A restoration contractor will set air movers and dehumidifiers and monitor moisture readings over several days, and the cost of that equipment hire is a legitimate and claimable part of the job. Closing a wet wall cavity up before it has dried is how mould gets built into a repair, and it remains the most common corner cut on a storm job under time pressure. Flooring gets written off more often than anything else. Carpet and underlay that has been wet with clean rainwater can sometimes be dried and saved if it is attended to within a day or two, and engineered timber and laminate generally cannot, because the fibreboard core swells irreversibly. Solid timber may be able to be dried and resanded.
Electrical work needs a licensed electrician before anything is turned back on in an affected area. Water in a ceiling space reaches light fittings, and water in a wall reaches power points, and the equipment can look fine while being unsafe. Electrical and gas safety in this state sits with the Director of Energy Safety within Building and Energy, published through the WA Government. The plaster side of it falls under ceiling repairs.
| Item | Cost | Salvageable | Timeframe |
|---|---|---|---|
| Drying and dehumidification | $400-$1,500 | Not applicable | 3 to 7 days |
| Plasterboard ceiling, one room | $900-$3,500 | No, cut out and replace | 1 to 2 weeks |
| Wall plasterboard, per square metre | $80-$180 | No | With the ceiling |
| Ceiling insulation replacement | $25-$55 per m2 | No, wet batts are finished | With the ceiling |
| Carpet and underlay | $45-$110 per m2 | Sometimes, if dried fast | Days matter |
| Engineered timber or laminate | $70-$180 per m2 | Rarely, core swells | Replace |
| Electrical make safe and test | $250-$900 | Not applicable | Before power back on |
Fallen Trees and Limb Strikes
A tree on a building is two jobs that have to happen in the right order and usually on the same day. The arborist goes first, because the tree is holding load and cutting it in the wrong sequence drops the rest of it through the roof. Removal of a tree off a structure runs $1,200 to $6,500 depending on size, species, what it is resting on and whether a crane or a work platform is needed in a suburban backyard with no side access. A large eucalypt across a roof with no crane access is at the top of that range and beyond.
Then the builder assesses what the strike did. Visible damage is tiles and battens, and the thing to look for is whether a roof truss or a top plate has been cracked, because that is structural and needs an engineer rather than a roofer. A strike that merely broke tiles is a cheap repair and a strike that cracked a truss is a different conversation. Stump and root questions follow the removal itself. Where a tree has come down in sandy Perth soil the root plate often lifts, taking paving, a fence line or a section of driveway with it, and the reinstatement is a separate cost. Grinding the stump runs on its own rate.
One liability point here is worth knowing about. Where the tree came off a neighbouring property, the question of who pays is a matter between insurers and generally turns on whether the tree was healthy and whether the owner knew it was not. Document which side the trunk stood on and photograph the base before anything is cut. That work is priced at tree removal and stump grinding.
Fences, Patios and Outbuildings
Lightweight structures take the first damage in a downburst and they are where most suburban storm claims sit. Patios and carports fail at the post fixings or at the roof sheet screws. A flat or skillion patio roof is a large surface with uplift on it, and where it was fixed with too few screws or into a bracket bolted to a slab edge instead of into footings, wind finds the weak point. Repairs run from refixing sheets at a few hundred dollars to replacing an entire structure at several thousand.
Fences in Perth run predominantly to Colorbond on steel posts in concrete, and they fail by panels unclipping or posts shearing at the ground line where they have corroded. Panel replacement is relatively cheap, and a run where several posts have gone is close to a new fence. Limestone and brick boundary walls are a different matter: a leaning limestone wall after heavy rain is a structural issue, not a cosmetic one, because saturated sand behind it has pushed.
Sheds and outbuildings fail at their anchors. A garden shed that was never properly anchored to its slab moves or leaves entirely, and it is worth checking what the replacement is fixed with before repeating the installation that just failed. A practical insurance note: fences are treated differently by many policies from the main dwelling, sometimes with their own sub-limit, and a shared boundary fence introduces the neighbour into the conversation. Read the fence clause before assuming the whole run is covered. For the rebuild side there is fence and gate installation and limestone wall repairs.
| Structure | Typical Failure | Repair Cost | Watch For |
|---|---|---|---|
| Flat or skillion patio | Roof sheets, post fixings | $400-$6,000 | Uplift at too few screws |
| Carport | Sheets or whole structure | $600-$7,500 | Bracket fixed to slab edge |
| Colorbond fence panel | Panels unclip | $90-$220 per panel | Post corrosion at ground line |
| Colorbond fence, posts failed | Posts shear | Close to a new fence | Check adjacent posts |
| Limestone boundary wall | Leaning from saturated sand | $1,200-$8,000 | Structural, not cosmetic |
| Garden shed | Anchors or whole shed | $400-$3,500 | Was it anchored to the slab |
| Shade sail | Fixings or fabric | $250-$1,400 | Posts pulled from footings |
Asbestos in Storm Damaged WA Roofing
Western Australia has a specific history here and storm damage is exactly the circumstance that disturbs asbestos containing material. Houses built or extended before the late 1980s may have asbestos cement in roof sheeting, eaves lining, fencing and shed walls. Intact and painted, that material is generally left alone. Broken by a falling limb or lifted and snapped by wind, it becomes damaged asbestos containing material, and that changes who may legally touch it and what the clean up costs.
After a storm, nobody should be sweeping up broken fibre cement sheeting, hosing it down or putting it in a skip. Removal of asbestos is licensed work above small quantities, with specific controls on wetting, wrapping, transport and disposal at a licensed facility. A storm job involving broken asbestos sheeting will cost more and take longer than the same job in Colorbond, and a contractor who shrugs at it is a contractor to decline. Budget for all of that accordingly from the start. Asbestos removal prices per square metre with a minimum callout and the disposal fee is separate, and on a storm claim it is normally covered where the damage caused the disturbance. Getting the material identified before any clean up starts is the step that protects both your household and the claim.
If you are not sure what the sheeting is, do not break a piece off to look at it. Testing a sample is both inexpensive and definitive. Work health and safety requirements for asbestos in this state are made under WA legislation at Western Australian Legislation. There is proper detail under asbestos testing and asbestos roof removal.
Do Not Clean This Up Yourself
If broken grey fibre cement sheeting is on the ground after a storm and the building predates the late 1980s, treat it as asbestos until tested. Do not sweep it, do not hose it, do not break it further to fit a bin, and keep people and pets off the area. Dry sweeping and high pressure water are both ways of turning a contained problem into an airborne one. Get it identified, then get it removed by somebody licensed for the quantity involved. On a storm claim this is normally covered because the storm caused the disturbance, so the cost is a reason to document it properly. Material that is intact and undamaged elsewhere on the building is generally left in place and managed, not removed.
Broken grey fibre cement on a pre-1990 property: do not sweep, hose or break it. Have it tested, then use a remover licensed for the quantity involved.
Insurance Claims and Documentation
Insurers are involved in the great majority of storm repairs, and the outcome turns on the first day of documentation rather than on anything argued later. Photograph everything before you touch or move anything. Wide shots that establish the whole room or elevation, then close ups of each damaged item, then the make safe once it is in place. Date stamps happen automatically on a phone and the metadata is worth more than a written note. Keep damaged items rather than disposing of them until an assessor has either seen them or told you in writing they do not need to.
Understand the difference between storm damage and gradual deterioration, because that distinction is where most declined claims live. A policy covers sudden damage from a storm event. It generally does not cover rust in a gutter, perished ridge pointing or rotted fascia that was already failing, and an assessor will separate the two. A roof that was at the end of its life before the storm will produce a partial settlement instead of a new roof.
Make safe and repair are separate claim items and should be separate invoices. Many policies require you to take reasonable steps to prevent further damage, which means the make safe is both allowed and expected. Do not wait for authorisation before stopping water entering the building. If a claim is declined or the settlement is inadequate, there is a defined path. Ask for the decision and the reasons in writing, lodge an internal dispute with the insurer, and if that does not resolve it, take the matter to the Australian Financial Complaints Authority, which handles insurance disputes at no cost to the consumer. General consumer protections sit with the Australian Competition and Consumer Commission.
What to Capture on Day One
Wide photographs of every affected room and every affected elevation of the building, so the assessor can see the context around each item. Close photographs of each individual damaged item as well. Photographs of the make safe after it is installed. A written list of damaged contents with approximate ages and purchase details where you have them. Keep the damaged items themselves until released in writing.
Then comes the paperwork trail that sits behind it. Separate invoices for make safe and for repair. The contractor name, licence or registration number and ABN on every invoice. Any written advice you were given about the cause. And a note of the date and time the damage occurred, because policies respond to a storm event and the date links your damage to it.
Wide shots, close shots, make safe shots, a contents list, and keep damaged items until released in writing.
Cyclone Regions and the North West
Storm repair in the Pilbara and Kimberley is a different trade from storm repair in Perth and the pricing reflects it. Buildings in cyclone affected parts of Western Australia carry substantially higher wind load design than metropolitan buildings, with engineered tie down connections running from the roof sheeting through the battens and trusses into the frame and down to the footings. A repair has to restore that load path, which means a storm damaged roof up there is engineering work not a sheet swap.
Three practical implications follow from that for an owner. Repairs must be done by somebody who works in cyclone rated construction, because refixing a sheet with ordinary screws into a cyclone rated roof defeats the design. Materials and trades are far more expensive because of freight and the small contractor pool. And the window for work is compressed, since nobody is doing roof work through the wet season.
Costs in the north west commonly run fifty to a hundred per cent above Perth rates for the same scope once freight, accommodation and the wet season schedule are priced in, and lead times are long after an event because everybody in town needs the same tradespeople in the same month. Preparation guidance specific to cyclone, including what to do before and after an event, is published by the Department of Fire and Emergency Services. Wind classification and structural design requirements come from the standards published through Standards Australia and the National Construction Code administered by the Australian Building Codes Board.
Licensing, Permits and Contracts
This state runs its own registration system and its own dollar thresholds, and they are not the same as the eastern states. Builders, building surveyors, painters, and the electrical, gas and plumbing trades are regulated by Building and Energy, which sits within the Department of Local Government, Industry Regulation and Safety. That is a change worth knowing, because a great deal of material still refers to the former Building Commission or to the Department of Mines, Industry Regulation and Safety. Registration can be checked through the WA Government licence and registration search. The contract thresholds under the Home Building Contracts Act apply to fixed price home building work between $7,500 and $500,000, and within that band a written contract containing specified terms is required. Below $7,500 the Act does not apply, and above $500,000 it does not either.
Home indemnity insurance is required for building work that needs a building permit and is valued at more than $20,000, and it protects the owner where the builder dies, disappears or becomes insolvent. The maximum deposit a builder or tradesperson can require before starting work is 6.5 per cent of the contract price, which is a specifically Western Australian figure and lower than many people expect. Most storm repairs sit below the permit threshold and are straight repair work, but a significant structural repair, a roof replacement or a rebuilt patio may need a building permit from the local government. Ask the contractor whether a permit applies and who is obtaining it. The legislation itself is published at Western Australian Legislation. Where damage may be structural, assessment sits under structural inspection.
The Figures That Apply Here
A written home building contract is required for fixed price work from $7,500 to $500,000. Home indemnity insurance is required where the work needs a building permit and exceeds $20,000. The maximum deposit is 6.5 per cent of the contract price. Those are Western Australian figures and differ from every other state, so advice written for New South Wales or Victoria does not transfer.
On a storm job, ask three things before work starts: your registration or licence number, whether this work needs a building permit and who is getting it, and whether home indemnity insurance applies at this value. Keep those answers filed with the claim paperwork. A contractor doorknocking the street after a storm who cannot answer those questions is the single most common source of storm repair complaints.
Written contract $7,500 to $500,000, home indemnity insurance over $20,000 with a permit, deposit capped at 6.5 per cent.
Perth Metropolitan Pricing
Perth storm repair pricing follows the age of the housing stock and how hard the suburb was hit. The established western and riverside suburbs, through Subiaco, Claremont, Nedlands and Cottesloe, carry older tile roofs, mature trees and a good deal of pre-1990 material including asbestos in sheds and eaves. Storm jobs here are more likely to involve ridge repointing, tile matching on discontinued profiles, tree strikes from large established eucalypts and asbestos handling, and they price at the top of the metropolitan range.
The northern and southern coastal corridors, from Hillarys and Mindarie down through Rockingham and Secret Harbour, take the most wind off the ocean and the most salt with it. Sheet metal roofs dominate, so the damage pattern is fixings and flashings, not tiles, and corrosion at screw and bracket points is usually already underway before a storm exposes it. The eastern and south eastern growth corridors, through Ellenbrook, Forrestfield, Baldivis and Byford, are newer houses with Colorbond roofs, young trees and good access. Storm damage there concentrates on patios, carports and fences more than the house itself, and repairs are quicker and cheaper. The hills suburbs behind Kalamunda and Mundaring are the exception: trees, slope, and bushfire overlays make them the most expensive part of the metropolitan area to work in.
Two Perth specifics apply to pricing in this market. After a widespread event the metropolitan trade pool is genuinely exhausted and prices firm for weeks, which is the argument for having make safe done immediately and the repair quoted later, without accepting the first repair price offered in the aftermath. And limestone boundary walls, which are everywhere in Perth and rare elsewhere, lean after heavy rain and need a specialist rather than a general bricklayer. That material is dealt with under limestone retaining walls.
| Area | Housing and Trees | Typical Damage | Cost Position |
|---|---|---|---|
| Western and riverside suburbs | Older tile, mature trees | Ridge, tile match, tree strikes | Highest in metro |
| Northern coastal corridor | Sheet metal, exposed | Fixings, flashings, corrosion | Above average |
| Southern coastal corridor | Sheet metal, exposed | Fixings, fences, patios | Above average |
| Eastern growth corridor | New Colorbond, young trees | Patios, carports, fences | Lowest in metro |
| South eastern growth corridor | New Colorbond | Patios and fences | Lowest in metro |
| Perth hills | Mixed, heavy tree cover | Tree strikes, access, slope | Highest in metro |
| Inner city and Fremantle | Older, heritage, limestone | Tiles, limestone walls, asbestos | High, specialist trades |
Regional Western Australia Pricing
Western Australia is large enough that regional storm repair pricing turns on freight and travel before labour. The South West, through Bunbury, Busselton, Margaret River and Albany, takes the full force of winter fronts and has a reasonable trade base. Pricing sits close to Perth with a modest travel component, and the damage pattern is wind and driving rain. Coastal properties through there deal with salt as well, so corrosion at fixings is a recurring theme. The Wheatbelt and Great Southern have fewer trades across long distances, so a small job attracts a travel charge that can exceed the repair, and batching work is sensible. Summer storms through the Wheatbelt bring hail and localised downbursts, and farm structures and sheds take the brunt.
Geraldton and the Mid West sit in a windier zone than Perth and local builders specify accordingly. Further north, the Pilbara and Kimberley are cyclone country with cyclone rated construction, a small contractor pool, substantial freight costs and a wet season that closes the working window. Expect fifty to a hundred per cent above metropolitan rates for equivalent scope and expect to wait. The approach that works regionally is to get make safe done locally and immediately, then have the full repair scoped properly before accepting whoever is available first. After a regional event the contractors who travel in from Perth charge accordingly, and a local operator booked for three weeks later is often both cheaper and more accountable afterwards. The core work is priced at roof repairs.
| Region | Dominant Storm Type | Trade Availability | Cost Against Perth |
|---|---|---|---|
| South West | Winter fronts, driving rain | Good | Close to Perth |
| Great Southern | Winter fronts | Moderate | Plus 10 to 25 per cent |
| Wheatbelt | Summer hail and downbursts | Limited | Plus travel, batch the work |
| Mid West and Geraldton | High wind | Moderate | Plus 15 to 30 per cent |
| Goldfields | Summer thunderstorms | Limited | Plus travel |
| Pilbara | Tropical cyclone | Small pool, cyclone rated | Plus 50 to 100 per cent |
| Kimberley | Tropical cyclone | Small pool, wet season closes work | Plus 50 to 100 per cent |
What to Look Out For in a Storm Damage Quote
Opportunistic operators gravitate to storm repair, because the customer is stressed, the damage is visible from the street and the insurer is paying. Check registration and an ABN first, against the Building and Energy register itself, never a business card. Doorknockers appear in affected streets within a day of a front, and the pattern to watch for is a cash deposit requested on the spot for work starting immediately. The deposit cap in this state is 6.5 per cent of the contract price, and a demand for more than that is a demand the law does not support. The second is a quote separating make safe from repair, in writing, with the scope of each described. A single figure for storm damage with no breakdown cannot be assessed by you or by an insurer.
The third is whatever cause the contractor states. A quote should say what the contractor believes caused the water entry, because that is what determines whether you are fixing the right thing. A roof repair quoted on a ceiling stain that was actually gutter overflow is money spent on the wrong defect, and it is a common and expensive mistake. The fourth covers whatever nobody can see yet. Storm damage reveals itself as work proceeds, particularly battens, sarking and the extent of wet insulation, so the quote should state an hourly or rate based figure for additional work found rather than leaving it open. The fifth is whether a building permit applies and who is obtaining it.
Get three quotes where the damage allows time for three, and understand that after a widespread event it may not. Where one quote is dramatically lower, the usual reasons are make safe excluded, asbestos ignored, battens and insulation not allowed for, or an operator who will not be contactable in a year when the repair fails. Ask for the registration number and check it. To find the trade there is roofing services, with larger rebuilds under renovation services.
Ten Questions Before You Sign Anything
What is your registration number and ABN, and may I check it. Is this quote make safe, repair, or both, and can you separate them. What do you believe caused the water entry. Does this work need a building permit and who is obtaining it. Is there any asbestos containing material involved and how will it be handled.
Five more questions follow on from those. What rate applies to additional damage found once work starts, such as battens or wet insulation. How long will the make safe hold if the repair is delayed. Will you deal with my insurer directly or do I. What warranty applies to the finished repair work. And what deposit are you asking for, remembering that 6.5 per cent of the contract price is the maximum allowed in Western Australia.
Registration checked, make safe separated from repair, cause stated, asbestos addressed, and a deposit no higher than 6.5 per cent.
Storm Damage Repair Services Across Western Australia
We connect you with storm damage repairers, roofers and restoration contractors throughout Western Australia for emergency make safe, roof and gutter repairs, water damage and fallen tree removal.
▶ Perth Inner City 17 areas
CBD & Surrounds
Inner North
Inner South
Western Suburbs
▶ Greater Perth 26 areas
Northern Suburbs
Southern Suburbs
Eastern Suburbs
Perth Hills
▶ South West 25 areas
Peel
Bunbury Region
Margaret River Region
Great Southern
▶ Regional Western Australia 30 areas
Pilbara
Kimberley
Goldfields
Mid West
Wheatbelt
Storm Damage Repair FAQs
How much do storm damage repairs cost in Western Australia?
What should I do in the first hour after storm damage?
Is make safe covered by insurance, and should I wait for approval?
Why is water coming through my ceiling when the roof looks fine?
What is a soakwell and why does it matter?
Can I claim for a roof that was already old?
There is broken grey sheeting on the ground. What do I do?
A tree from next door fell on my house. Who pays?
Are repairs in the Pilbara and Kimberley different?
How do I avoid a dodgy storm repairer?
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